Philadelphia, PA is home to commercial real estate opportunities ranging from first-time investment properties to large construction projects, and everything in between. Monterey Commercial Capital provides funding solutions for commercial properties and projects throughout the Philadelphia area, including but not limited to areas such as:

• Kensington
• Center City
• Old City
• Chinatown
• University City
• Manayunk
• Fairmount
• Queen Village
• Port Richmond
• Passyunk
• Bustleton
• Rhawnhurst

SBA Loans for Commercial Real Estate in Philadelphia, PA

Monterey Commercial Capital offers SBA 7a and 504 loans for commercial properties in Philadelphia, PA. As a preferred lending firm, we can expedite SBA loan applications to deliver fast approvals and closings. Our SBA loans for commercial real estate feature:

• Loan amounts up to $5 million
• Low interest rates
• Full amortizations
• Fixed and variable rate options
• No prepayment penalties
• LTV between 80% and 90%
• Prequalifications within 48 hours
• Terms up to 25 years
• No balloon payments

Bridge Loans for Commercial Properties in Philadelphia, PA

Bridge loans from Monterey Commercial Capital can be used for a variety of purposes, such as property acquisitions, renovations, fix and flip projects, construction, short sales, repositioning, and more. Our bridge loans offer the following benefits for commercial projects in Philadelphia, PA:

• Loan amounts up to $100 million
• LTV up to 80%
• Interest-only amortizations
• Low interest rates
• Fast closings

FHA and HUD Financing for Commercial Properties in Philadelphia, PA

Monterey Commercial Capital provides FHA and HUD loans for commercial properties such as senior housing, multifamily rentals, assisted living centers, medical practices, and more. Our FHA and HUD loan programs feature a wide range of benefits, including:

• Loan amounts up to $50 million
• Non-recourse options
• Permanent funding
• Credit enhancements
• Full amortizations
• Low permanent fixed rates
• Fully assumable
• Integrated construction
• Tax-exempt financing

Conventional Loans for Commercial Real Estate in Philadelphia, PA 

Conventional mortgage loans from Monterey Commercial Capital can be used for a wide range of stabilized and owner-occupied properties throughout the Philadelphia area. Our conventional loans feature:

• Financing up to $100 million
• Up to 75% LTV
• Terms up to 10 years
• Amortizations up to 30 years 

Construction Financing for Projects in Philadelphia, PA

For large and ground-up construction projects in the Philadelphia area, Monterey Commercial Capital offers permanent financing that includes:

• Loan amounts from $2 million to $100 million and above
• Terms up to 5 years
• Fixed interest rates
• Amortizations up to 25 years
• No upfront fees
• Funds available within 45 days
• Collateral considered: Land, real estate, and equipment

Equity and Mezzanine Loans for Property Investments in Philadelphia, PA

Monterey Commercial Capital provides equity and mezzanine loans for large and high-value property investments that exceed the limitations of traditional debt-based structures. We can scale our equity and mezzanine loans to fit large transactions and projects of any size, and we offer multiple repayment methods, including:

• Payable-in-Kind (PIK) interest
• Cash interest
• Equity stake

CMBS Conduit Loans for Investment Properties in Philadelphia, PA

 Our commercial mortgage-backed securities loans offer higher LTV, faster closings, more generous terms, and lower rates than traditional loans. CMBS conduit loans from Monterey Commercial Capital feature: 

• Loan amounts up to $50 million
• LTV up to 80%
• Terms up to 30 years