Monterey Commercial Capital provides efficient and accessible funding for commercial real estate in NYC. From retail and office space to multifamily apartments, franchises, large development projects, and more, Monterey Commercial Capital can structure tailored solutions to fit your needs. We serve clients throughout New York City, including the following areas:

• SoHo
• Harlem
• Flushing
• Jamaica
• East Village
• Chelsea
• Long Island City
• Manhattan
• Tribeca
• Bed-Stuy
• Bushwick
• Jackson Heights
• Brooklyn
• Queens
• Flatbush
• Far Rockaway
• Greenpoint
• Red Hook
• Bronx
• Staten Island

 SBA Loans for Commercial Properties in NYC 

SBA 7a and 504 loans from Monterey Commercial Capital can be arranged for a variety of commercial properties in New York City. We have the ability to fast-track SBA loan requests, so clients can access funds without unnecessary delays. Our SBA loan programs include:

• Loan amounts up to $5 million
• Low interest rates
• Full amortizations
• Fixed and variable rate options
• No prepayment penalties
• LTV between 80% and 90%
• Prequalifications within 48 hours
• Terms up to 25 years
• No balloon payments

Bridge Loans for Commercial Real Estate in NYC

Monterey Commercial Capital provides bridge loans that feature fast closings, generous terms, and versatility that cannot be found in traditional lending structures. Our bridge loans can be used for short sales, construction, acquisitions, portfolio repositioning, refinancing, and more. Bridge loans from Monterey Commercial Capital offer the following benefits:

• Loan amounts up to $100 million
• LTV up to 80%
• Interest-only amortizations
• Low interest rates
• Fast closings 

FHA and HUD Loans for Commercial Properties in NYC 

HUD and FHA loans from Monterey Commercial Capital are designed for specific property types, including multifamily, medical practices, assisted living centers, and more. Our HUD and FHA loans offer the following benefits to clients in NYC:

• Loan amounts up to $50 million
• Non-recourse options
• Permanent funding
• Credit enhancements
• Full amortizations
• Low permanent fixed rates
• Fully assumable
• Integrated construction
• Tax-exempt financing 

Conventional Loans for Investment Properties in NYC

Monterey Commercial Capital offers conventional loans for owner-occupied and stabilized investment properties in NYC. Our conventional loans include:

• Financing up to $100 million
• Up to 75% LTV
• Terms up to 10 years
• Amortizations up to 30 years

Construction Loans for Projects in NYC 

We provide permanent financing for large construction projects throughout New York City. Our construction loans feature: 

• Loan amounts from $2 million to $100 million and above
• Terms up to 5 years
• Fixed interest rates
• Amortizations up to 25 years
• No upfront fees
• Funds available within 45 days
• Collateral considered: Land, real estate, and equipment

 Equity and Mezzanine Financing for Large Property Investments in NYC

Equity and mezzanine financing from Monterey Commercial Capital is designed for large and high-net worth property investments in NYC. Our equity and mezzanine programs can be scaled to fit projects of any size and feature multiple repayment methods, including: 

• Payable-in-Kind (PIK) interest
• Cash interest
• Equity stake

CMBS Conduit Loans for Commercial Real Estate in NYC

We offer CMBS loans for investment properties in New York City. Our CMBS conduit loans feature: 

• Loan amounts up to $50 million
• LTV up to 80%
• Terms up to 30 years