Unsecured Business Lines of Credit

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Unsecured Credit for Businesses

Many businesses have an existing line of credit intended to cover unforeseen expenses that may crop up. The best of these are referred to as “unsecured” lines of credit. Monterey Commercial Capital offers unsecured lines of credit to both new and established businesses.

Secured Versus Unsecured Loans

Broadly speaking, credit is offered as secured financing and unsecured financing. “Secured ” means that the obtainer of credit put up something valuable as collateral to protect the lender against default. On the other hand, unsecured financing requires no collateral, generally because of the excellent credit rating of the customer.

Our Unsecured Lines of Credit

Here at Monterey Commercial Capital. we offer unsecured business lines of credit to established as well as start-up businesses. If your business has revenues of $1,000,000 to $10,000,000, you may be eligible for an unsecured line of credit of up to $500,000. These are quality loans with good rates; collateral is not needed.

We encourage startup businesses to apply. An unsecured line of credit of up to $50,000 is quite possible, depending on the specific qualifications of the business.

Contact Monterey Commercial Capital

Get in touch with us today. We can fill you in and any additional details that you may need and get the application process started if you are ready



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