Stated Income Commercial Real Estate

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Stated Income Commercial Real Estate Financing for a Range of Property Types

For many commercial real estate investors, obstacles and red tape are frustrating. The more freedom you have to get the loan you want, the better. Our stated income commercial real estate loans provide incredible flexibility for property types and locations.

Some Types of Properties We Can Help You Purchase

Stated income loans from Monterey Commercial Capital can be used for a wide range of property types, including but not limited to:

  • Residential investment properties
  • Apartment buildings and senior living properties
  • Office buildings
  • Retail stores
  • Warehouses
  • Restaurants
  • Factories
  • Hotels/motels
  • Owner-occupied
  • Mixed-use

Stated Income Loans for Property Improvements

Stated income commercial real estate loans are primarily used to buy investment properties, but that’s not where the benefits stop. You can also use financing to improve the real estate in your portfolio:

  • Expansion
  • Remodeling and renovations
  • HVAC system upgrades
  • Refinancing
  • Debt consolidation

Stated income loans are capable of things that traditional loans generally don’t cover. To qualify, the property involved must have a value that covers the cost of taxes, insurance and the loan amount. Monterey Commercial Capital will work with you to structure a stated income loan to help you reach your goals.

Many Different Benefits for Real Estate Needs

The incredible flexibility of stated income real estate financing is one of the main reasons this option is so popular. You can get qualified with a less-than-ideal credit score and still enjoy repayment terms of up to 25 years. We provide favorable interest rates and loan-to-value ratios for business owners.

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Contact us right away to see all of the options.


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