CPACE Solutions

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CPACE Solutions

Monterey Commercial Capital provides Commercial Property Assessed Clean Energy (CPACE) financing for businesses that employ green solutions such as: 

  • Energy efficiency
  • Renewable energy
  • Water efficiency
  • Resiliency projects

Commercial property owners and developers that use CPACE solutions from Monterey Commercial Capital can access low-cost financing that is repaid through a special assessment of property taxes.

Monterey Commercial Capital offers CPACE solutions that feature:

  • Up to 100% financing for hard and soft costs
  • Terms up to 30 years
  • Fixed-rate and interest-only options
  • No upfront costs
  • Non-recourse, non-accelerating

Benefits for Property Owners and Developers 

CPACE eliminates upfront costs to ensure projects are not hindered by internal hurdle rates. With up to 100% financing of both hard and soft costs, operational and capital budgets are freed up for other purposes.

Immediately Cash Flow Positive

CPACE is a great fit for property owners who are facing capital limitations. Long repayment terms spanning 10 to 30 years result in annual payments that are lower than project-generated savings. Energy savings surpass both project costs and financing expenses from the outset. Owners also retain any tax credits or rebates stemming from their projects.

Non-Recourse, Non-Accelerating

While traditional financing instruments and energy contracts hold property owners and developers accountable, CPACE solutions from Monterey Commercial Capital are non-recourse, with fixed interest rates and payments maintained over the term. This stability endures even in the face of defaults or bankruptcies.

Transferable Payment Obligation 

CPACE allows property owners to confidently invest in long-payback efficiency measures. Liens stay with the property, ensuring a smooth rate transfer to subsequent owners, so they pay only for the benefits they utilize.

CPACE solutions can be used for a wide range of projects, including:

Heating & Cooling

  • HVAC Upgrades
  • Ceiling Fans
  • Cooling Towers
  • Furnaces
  • Air Conditioning
  • Duct Sealing 


  • Air Sealing
  • Attic Insulation
  • Control Systems
  • Green Roofing
  • Seismic Retrofits
  • Siding
  • Skylights

Windows & Doors

  • Awnings
  • Glass Doors
  • Light Tubes
  • Windows
  • Blinds for Openings


  • High Efficiency Lighting
  • LED fixtures
  • Lighting Control Fixtures
  • Lighting with Occupancy Sensors
  • SMART Lighting


  • De-ionization
  • Faucet Aerators
  • Pre-Rinse Valves
  • Toilet Fixtures 

Water Heating & Storage

  • Filtration
  • Hot Water Controllers
  • SMART Recirculation
  • Storage Water Heater
  • Tankless Water Heater 


  • Batteries
  • Microgrids
  • Solar Pool Heating
  • Solar Water Heater
  • Solar PV Systems
  • Solar Power Storage 


  • Irrigation Systems
  • Rainwater Catching and Storage
  • Recycled Water Systems
  • Sprinklers 

Contact Us

For CPACE expertise and efficient project financing, choose Monterey Commercial Capital. Contact our team today to transform your property into a sustainable and lucrative asset.

Contact Us

If you are lining up a large project or transaction, or need additional funding to keep things moving, contact the team at Monterey Commercial Capital and ask about our large balance financing solutions.

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